Diversely Payments

Merchant savings & residual calculator

Plug in a merchant's numbers to show what they'd pay with Diversely — and what you earn.

The merchant

Monthly card volume

Café · $8 tk Coffee/QSR · $23 Restaurant · $45 Retail · $85

Average ticket (sets transaction count)

Amex share of volume 10%

Registers / lanes

They pay now (all-in %)

Advanced assumptions

Assumed interchange + assessments (pass-through, %)

Card mix (non-Amex volume split)

Debit %

Credit %

Rewards %

Your rev-share tier

30%0–50 MIDs

40%50–100

50%100+

The numbers

Show my residual (uncheck when sharing your screen with a client)

Merchant pays with Diversely

—

vs. their current 3.30%

Monthly savings—

Annual savings—

EMS would charge

—

Monthly cost—

vs. Diversely—

You earn (residual)

—

Per year—

As % of their volume—

Transactions / mo—

Program fee (markup)	Monthly	Your cut
Total shareable markup	—	—

Estimate only. Interchange, card association, dues & assessments are pass-through (billed at cost) and vary by card type — set your blended assumption under Advanced. Markup uses the referral schedule: 0.09% Visa/MC/Disc volume · 0.15% Amex · $0.09 auth/txn · $0.02 gateway/txn · $15 platform/mo · $12 first lane/mo · $5 each additional lane. Your residual is your rev-share tier applied to that markup. EMS comparison uses bundled rates: Debit 1.08%+$0.10 · Credit 1.89%+$0.10 · Rewards/Travel 2.08%+$0.10 · Amex/Corporate 2.89%+$0.10, weighted by the card mix under Advanced.