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Café / Coffee shopRestaurantBarber / SalonRetail
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You'd pay with Diversely
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Monthly cost—
EMS tiered✓ Best—
Propelr interchange+✓ Best—
Monthly savings vs. Squire—
Annual savings—
Transactions / mo—
Squire would charge
SquireBooksySquareStripe
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Monthly cost—
vs. Diversely—
Estimate only. Diversely pricing is interchange-optimized processing plus a flat $50/mo plan (all platform fees included). With dual pricing the merchant pays only the $50/mo plan and card-paying customers pay a 4.00% higher posted card price that funds processing — cash payers pay the shelf price (requires two-price display, NY GBL §518). Competitor pricing uses published online / booked-in-advance rates as of July 2026: Squire 2.9%+30¢ · Booksy 2.69%+30¢ (mobile/card-on-file) · Square 2.9%+30¢ · Stripe 2.9%+30¢ — flat-rate pricing ignores card type, so the card mix doesn't apply to them. Competitor totals add the "current monthly fees" you enter — it defaults to the selected provider's published plan and should be set to the merchant's combined software/booking/payments spend.
Internal — processor detail. Diversely quotes both processor options and recommends the cheaper one for this mix. EMS uses the signed Kurv schedule (May 2026) weighted by the card mix: Regulated Debit 1.01%+$0.10 · Qualified Visa/MC/Discover 1.59%+$0.10 · Non-Qualified (rewards/premium) 2.89%+$0.10 · Amex 2.89%+$0.10 (unregulated-debit and non-qual surcharges not modeled). Propelr uses its Schedule A: interchange pass-through (estimated by card type: debit 1.10% · credit 1.80% · rewards 2.20% · Amex 2.40%) + 0.09% Visa/MC/Discover volume (0.15% Amex) + $0.09 auth + $0.02 gateway per transaction. Dual pricing runs on the Kurv $29/mo dual-pricing program. Diversely absorbs each processor's platform fees (Propelr $27, EMS ~$22 + $10/extra lane, dual $29) out of the $50 plan.